Five years ago, I didn’t think financial success was possible with my vision disability. Now, teaching people about personal finance is my greatest passion.
It’s also something I would have never imagined growing up as the daughter of a single mom below the poverty line.
I know what it’s like to feel discouraged, hopeless and lost. I also know what it’s like to be on the other side: to feel excited for what’s ahead, not constantly stressed about money.
Since I began writing about personal finance as a journalist, I’ve made enormous strides in my own financial freedom, including the big ones: Paying off credit cards and college loans; increasing my salary nearly 200%; building a savings account and investment portfolio; and earning my designation as a certified educator in personal finance.
Now, I want to share what I’ve learned with you. Because I believe that financial empowerment is the gateway to independence, a life where you make your own decisions and shape your own destiny.
A simple way to take control of your money. Let’s be honest: Budgeting can feel like a four-letter word. For some of us, it’s a routine part of life. For others, simply hearing the word makes us want to run in the opposite direction. The truth is, budgeting is personal. And whether you’re already pretty …
An ABLE account is an often-overlooked tax-advantaged investment account for people with disabilities. If you receive government benefits, these accounts can be a great way to avoid running afoul of needs-based asset limits. But even if you’re not on SSI, SNAP or Medicaid, you can use an ABLE account to invest for your future — …
When I was 24 years old, I had about $3,400 in credit card debt. Maybe that doesn’t sound like a lot, but as a journalist who only made $28,000 a year (about $850 every two weeks), it felt like a mountain of debt. Initially, I could only afford to make minimum payments. A coworker …
